hc consulting AG
Private health insurance
This award is based on the customer reviews of the last 12 months:
4.79
out of 5
Excellent
100
Reviews
of which
7 Reviews
from 2 other sources
7 Reviews
from 2 other sources
This award is based on the customer reviews of the last 12 months:
4.81
out of 5
Excellent
93
Reviews
We advise our customers on existing private health insurance policies. Our advice is always comprehensive and always 100 percent free of charge. We represent the interests of our customers vis-à-vis private health insurance companies. We do not...
sell insurance policies. Your PKV pays for our advice. Without terminating your private health insurance. Rights such as old-age provisions are retained. PKV tariff optimization and tariff changes in accordance with § 204 VVG are an opportunity to control costs. When optimizing rates, it's not just about the cheapest option at the moment, but also about the long-term financial viability of private health insurance.
What's on offer
PKV tariff change
free of charge
private health insurance
§ 204 VVG
PKV tariff optimization
Contact information
Christophstraße 15 - Design Offices
50670 Köln
GermanyDirections
Excellent (4.74)
Cost-performance ratio
Excellent (4.72)
1,245 Reviews on ProvenExpert.com
4.73 out of 5
Excellent
5.00 out of 5
Excellent
Recommendation
Quality
5.00
Value
5.00
Consulting
5.00
Customer review & rating for:
hc consulting AG
09/01/2026Anonymously
5.00 out of 5
Excellent
Recommendation
I can highly recommend Mr. Halm for changing tariffs. At the beginning of 2018, with his support, I switched to a Bisex tariff within Central Krankenversicherung AG (now Generali) for the first time, which is comparable in terms of benefits but €50 cheaper per month. The new tariff had no cost increase until the end of 2024.
At the beginning of 2026, I switched to a unisex tariff from Generali, again with comparable benefits. Taking into account the increase in the excess from €325 to €750, I'm now saving €1,750 a year.
Mr. Halm's advice was very competent in both cases and the switch was completed within a month. Above all, communication with the insurance company runs exclusively through him.
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Translation
At the beginning of 2026, I switched to a unisex tariff from Generali, again with comparable benefits. Taking into account the increase in the excess from €325 to €750, I'm now saving €1,750 a year.
Mr. Halm's advice was very competent in both cases and the switch was completed within a month. Above all, communication with the insurance company runs exclusively through him.
Quality
5.00
Value
5.00
Consulting
5.00
Customer review & rating for:
hc consulting AG
04/01/2026Anonymously
5.00 out of 5
Excellent
Recommendation
Quality
5.00
Value
5.00
Consulting
5.00
Customer review & rating for:
hc consulting AG
24/12/2025Herr Hendrix
1.00 out of 5
Poor
Takes on the mandate, then cancels 13 days later without explanation after I send a reply from my private health insurance company for their information. Even when I ask again, no reason is given for the sudden resignation of the mandate. Seems dubious to me. I cannot recommend them at all.
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Translation
Customer service
Poor (1.00)
Cost-performance ratio
Poor (1.00)
Customer review & rating for:
Private Krankenversicherung
22/12/2025I.G.
Comment from hc consulting AG: 5.00 out of 5
Excellent
Recommendation
Very fast, competent responses to inquiries.
Very good service in general.
Highly recommended!
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Translation
Very good service in general.
Highly recommended!
Quality
5.00
Value
5.00
Consulting
5.00
Customer review & rating for:
hc consulting AG
22/12/2025Herr Rosenheimer
5.00 out of 5
Excellent
Recommendation
Good advice which helped me a lot in making my decision. Thank you very much!
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Translation
Quality
5.00
Value
5.00
Consulting
5.00
Customer review & rating for:
hc consulting AG
08/12/2025Anonymously
5.00 out of 5
Excellent
Recommendation
After an unsuccessful attempt with the insurance agency responsible for me, I came across hc-consulting in my search for alternatives to determine new rates with my PKC, AXA. The handling of my inquiries was very quick and professional, the advice was excellent and, above all, comprehensible. This led to a change of tariff, with which I can save around EUR 70 per month with almost identical benefits.
I can absolutely recommend hc-consulting.
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I can absolutely recommend hc-consulting.
Quality
5.00
Value
5.00
Consulting
5.00
Customer review & rating for:
hc consulting AG
06/12/2025Anonymously
4.33 out of 5
Good
Recommendation
Comprehensive and well-founded advice with facts that I would never have found myself. Thank you very much.
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Translation
Quality
4.00
Value
4.00
Consulting
5.00
Customer review & rating for:
hc consulting AG
22/11/2025Anonymously
5.00 out of 5
Excellent
Recommendation
Transparent, comprehensible arguments for complex tariff variants.
High level of consulting expertise in justifications and derivations for the proposed solution.
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Translation
High level of consulting expertise in justifications and derivations for the proposed solution.
Quality
5.00
Value
5.00
Consulting
5.00
Customer review & rating for:
hc consulting AG
19/11/2025Herr Link
5.00 out of 5
Excellent
Recommendation
Excellent advice on all aspects of changing tariffs. Fast and friendly answers. Thank you very much, everything worked perfectly.
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Translation
Quality
5.00
Value
5.00
Consulting
5.00
Customer review & rating for:
hc consulting AG
22/10/2025F.R.
5.00 out of 5
Excellent
Recommendation
hc consulting AG helped me to optimize the insurance tariff of my private health insurance.
Mr. Halm is competent and answers all questions quickly, comprehensibly and in detail.
I can highly recommend hc consulting AG to anyone who wants to optimize their private health insurance rate, because you can't do it without their help.
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Translation
Mr. Halm is competent and answers all questions quickly, comprehensibly and in detail.
I can highly recommend hc consulting AG to anyone who wants to optimize their private health insurance rate, because you can't do it without their help.
Customer review & rating for:
hc consulting AG
22/10/2025Anonymously
4.00 out of 5
Good
Recommendation
I was always able to contact my advisor at hc consalting AG by phone or e-mail with any open questions without any problems and at very short notice. My questions were
answered precisely and always helped me.
I am very satisfied with the result of my PKV tariff change. Without the help of hc consalting AG, I would not have been able to achieve this result directly with my insurance company.
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Translation
answered precisely and always helped me.
I am very satisfied with the result of my PKV tariff change. Without the help of hc consalting AG, I would not have been able to achieve this result directly with my insurance company.
Quality
4.00
Value
4.00
Consulting
4.00
Customer review & rating for:
hc consulting AG
17/10/2025Herr Siebke
5.00 out of 5
Excellent
Recommendation
Short response times, friendly and objective advice, overall smooth process
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Translation
Quality
5.00
Value
5.00
Consulting
5.00
Customer review & rating for:
hc consulting AG
24/09/2025Anonymously
5.00 out of 5
Excellent
Recommendation
Very professional and competent. In my opinion: it probably couldn't be better
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Translation
Quality
5.00
Value
5.00
Consulting
5.00
Customer review & rating for:
hc consulting AG
17/09/2025Anonymously
5.00 out of 5
Excellent
Recommendation
Thank you for your professional help in changing my private health insurance.
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Translation
Quality
5.00
Value
5.00
Consulting
5.00
Customer review & rating for:
hc consulting AG
01/09/2025Herr Amberger
5.00 out of 5
Excellent
Recommendation
I was very satisfied with the entire and speedy conversion of my DKV contract by H. Halm.
I can highly recommend consulting AG.
M.Born
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Translation
I can highly recommend consulting AG.
M.Born
Customer review & rating for:
hc consulting AG
29/08/2025Herr Born
5.00 out of 5
Excellent
Recommendation
Quality
5.00
Value
5.00
Consulting
5.00
Customer review & rating for:
hc consulting AG
29/08/2025Herr Vinke
5.00 out of 5
Excellent
Recommendation
Competent, straightforward and very fast in processing and preparation. Very customer-oriented, pleasant contact person.
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Translation
Customer review & rating for:
hc consulting AG
22/08/2025Herr Schönfeld
5.00 out of 5
Excellent
Recommendation
Quality
5.00
Value
5.00
Services
5.00
Implementation
5.00
Consulting
5.00
Customer service
Excellent (5.00)
Cost-performance ratio
Excellent (5.00)
Customer review & rating for:
hc consulting AG - Erfahrung
14/07/2025Herr Petermann
5.00 out of 5
Excellent
Recommendation
Quality
5.00
Value
5.00
Consulting
5.00
Customer review & rating for:
hc consulting AG
04/07/2025Dr. Prank
368 Reviews from 5 other sources
4.64 out of 5
Excellent
22/11/2025
368 Reviews from
5 other sources
5 other sources
4.64 out of 5
Excellent
All reviews and experiences about hc consulting AG are the subjective opinions of those who compose and submit them | The profile owner is responsible for the contents of this page |
Profile active since 23/01/2016 | Last update: 12/01/2026
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The termination of a mandate expressly does not constitute an assessment of the person of the client and is also not a sign of a lack of seriousness, but rather part of our quality standards and our independence. We only continue to advise where we can provide real added value.